Don’t Miss Out: Government Incentives for Home Builders in Saskatchewan (2025 Edition)

Building your dream home is one of the biggest investments you’ll ever make—but it could cost you less than you think.

From federal rebates to energy efficiency programs and local grants, there are a number of government incentives available for homeowners and home builders in Saskatchewan. The challenge? Many people don’t know these programs exist—or how to access them. At D&S Homes, we help you navigate every opportunity to reduce costs, increase efficiency, and maximize long-term value.

Here’s a breakdown of the top incentive programs available in 2025—and how we help you take advantage of them.

1. Federal Incentives for New Home Construction

GST/HST New Housing Rebate

If you’re building a new home to be your primary place of residence, you may be eligible for a partial refund of the GST paid on construction costs. This rebate applies to homes under a certain value threshold (typically under $450,000), with partial rebates scaling down for higher-priced homes.

What You Get: Up to 36% of the GST back on eligible costs.
How We Help: We guide you through the application process and ensure your paperwork meets CRA requirements.

CMHC Green Home Program

Building an energy-efficient home? You could qualify for a 25% refund on your mortgage insurance premium through CMHC. Homes built to ENERGY STAR®, R-2000, or Net Zero standards are eligible.

What You Get: A premium rebate when using CMHC-insured financing.
How We Help: We design and build with energy efficiency in mind—qualifying homes is often as simple as choosing upgraded insulation, windows, or mechanical systems.

2. Saskatchewan Rebates & Energy Efficiency Programs

SaskEnergy Residential Equipment Replacement Rebate

This program provides rebates when you install eligible high-efficiency natural gas equipment, such as furnaces, boilers, water heaters, and HRVs. While often used for upgrades, these rebates also apply to new construction.

What You Get:

  • Up to $1,000 for high-efficiency furnaces

  • $250+ for water heaters

  • Additional rebates for HRVs and combination systems

How We Help: We select qualifying products and handle all rebate submissions for you.

SaskPower Efficiency Rebates

While primarily aimed at renovations, some SaskPower programs also apply to new construction—especially when it comes to lighting, insulation, and appliance upgrades. These programs change frequently, so it pays to work with a builder who monitors them closely.

What You Get: Rebates vary based on product type and energy rating.
How We Help: We’ll recommend eligible options that qualify for rebates without compromising design.

3. City of Saskatoon & Local Incentives

Affordable Housing Programs & Tax Incentives

The City of Saskatoon occasionally offers tax abatements, development charge reductions, or grants for homes built within targeted neighborhoods or affordability thresholds. While these are more limited and vary year to year, they’re worth exploring if you’re building in certain parts of the city.

What You Get: Potential tax savings or municipal rebates.
How We Help: We can help determine if your project qualifies—and ensure any necessary applications are submitted.

4. Why Working with D&S Homes Makes All the Difference

Many builders leave it up to the homeowner to figure out what rebates and programs they qualify for—but not us.

At D&S Homes, we:

  • Stay current on all available programs at the federal, provincial, and local levels

  • Design homes with rebate eligibility in mind—from energy efficiency to equipment choices

  • Guide you step by step through any application process

  • Handle the paperwork wherever possible so you don’t miss out on valuable savings

Whether you're building your first home or upgrading to a custom luxury build, we make sure you're getting the best value at every step.

Let’s Build Smarter—And Save More

Have questions about what incentives you might qualify for in 2025?
Want to explore energy-efficient options that reduce long-term costs?

Schedule a consultation with our team today and let’s design a home that works harder for you—financially and functionally. We’ll help you unlock every rebate, grant, and incentive available so you can build with confidence.

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